Privacy Policy
The privacy of all the website visitors and online clients of Virtual Loans Assistant is our highest priority and we make every effort to protect such privacy. We encourage and insist on our website visitors to scrutinize and completely understand our privacy policies and other terms and conditions concerning the capture and usage of specific data collected from the website visitors. Our privacy policy is created in a manner that imparts complete understanding of our methods of collection and usage of the data that you provide through our website.
User Permission
All the users of our website are bound by the Virtual Loans Assistant Privacy Policy and we encourage them to carefully scrutinize and understand the terms and conditions stated therein. Use of this website by visitors will be deemed as permission for collection and usage of visitors’ information in accordance with this privacy policy. If any specific or general term or condition stated in this privacy policy is not acceptable to any user, then we request such users to stop usage of this website with immediate effect.
Website User’s Information
Only the information voluntarily offered by our website visitors is captured by us. Revealing personal data is optional and not binding on the users of this website. Certain information offered by users is captured through the use of forms, while certain other data is captured through automated processes. However, we never attempt or use any technology to capture any data that divulges our website visitors’ identity nor gather any personal details that are not willfully provided by the users. We ensure clear communication about information that is essential and optional.
Data Usage and Confidentiality
The data that we gather is used for various purposes such as user query response; newsletter subscriptions; new services or content notifications; user communications (on request only); marketing and research; and for all other specified reasons. The data gathered helps us in enhancing service quality for website users; customizing content to suit user choices; compiling statistical reports; analyzing trends; improving administration and user experience. However, we never mix such information with personal identity details obtained through our website unless the user permits us. We fully utilize all data gathered through our website other than the personal identity details of users.
The captured user data is handled in strict confidence. However, we are obligated to divulge information that is permitted or necessitated by law, or perceived necessary by us for legal compliance, regulatory procedures, court orders, rights protection and safety of our website users as well as the public in general.
For professional reasons, we are required to reveal all personal identity data of our website users to such third parties (technical support personnel, service delivery staff and financial entities) who partner with us or in the case of a sale, assignment or business transfer pertaining to our website or collected information. In such a scenario, we will decree the third parties to treat the captured data in line with our privacy policy and for similar usage.
Security
We have implemented adequate security measures to protect the information gathered from our website visitors from loss; unlawful access, modification, destruction; misuse; disclosure or any confidentiality breach. We store all gathered data in secure repositories with limited or authenticated access. We review and fine tune our security and privacy policies periodically as required, and allow only authorized staff to access the data gathered from our website visitors. However, users are duly warned that no Internet service assures 100% security or accuracy and, specifically, the e-mails sent or received through our website could be vulnerable to unauthorized interception.
Privacy Policy Modifications
We possess exclusive rights for the modification of this website, its content or any applicable terms and conditions, as may be deemed necessary at any given time, without prior intimation. Any modifications to our privacy policy will be reflected in the revised policy document that we will post on this website. We encourage users to peruse through the Virtual Loans Assistant Privacy Policy document periodically to familiarize themselves with policy changes, if any.